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Why is Persels & Associates the best alternative for helping you deal with your debt crisis?
1. Persels & Associates is a law firm which provides distinct advantages over “Not for Profit” debtor assistance plans:- Once you are represented by Persels & Associates your creditors must stop communicating with directly with you ending harassing collection calls.
- We provide you with real legal advice – whether you are a candidate for a Debt Management Plan, a Debt Reduction Plan, A Senior Debt Resolution Plan or a Bankruptcy, we have lawyers in your state who can give you specific advice on the best course of action for you to take, counsel you on what to expect and whether there are adjustments that should be made to your plan if your circumstances change over time.
- Your funds are deposited in the Persels & Associates lawyers trust account while negotiations with your creditors proceed, which is your highest assurance of their safety.
- Second Mortgage - We can refer you to companies who can offer second mortgages to unlock equity in your home and consolidate your bills.
- Debt Management Plan consolidates credit card balances into one payment plan which extends for up to 60 months.
- Debt Reduction Plan restructures debt to what the client can afford to pay back. A one monthly payment plan which extends for up to 60 months.
- Senior Debt Resolution designed for people on fixed incomes
- Bankruptcy may extinguish many debts and restructure other debts.
By offering the full spectrum of debtor assistance programs Persels & Associates can help you move to a new plan as your circumstances change.
- If your financial situation improves we can move you into a plan that will accelerate your graduation to financial health.
- If your financial situation deteriorates we are there to counsel you on your options and adjust the plan to meet your changing needs.